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  • Purchasing A New Home...

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Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Lender. We originate, process, underwrite, close and fund all of our loans in house”.
 Our goal is to put our clients first by offering competitive interest rates and making the loan process as simple and as worry-free as possible.We pride ourselves in offering the highest level of customer service. Whether someone is looking to refinance for a lower mortgage rate, get a new home mortgage conventionally or through the FHA 203b or 203k purchase and rehab program, obtain commercial property, or even become an approved broker with us; OFS has the tools and resources to make it happen and fast!

Your search for Residential and Commercial financing ends here, at Omega.




We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Current Mortgage Rates – Today’s Analysis on Rates

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

Click for the complete post : Current Mortgage Rates – Today’s Analysis on Rates.

Today's Rates*

Find Your Payment

Term Rate APR Payment
30 Yr Fxd 3.75% 3.976%
15 Yr Fxd 2.99% 3.406%
5 Yr ARM 2.99% 3.233%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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What People Are Saying

“I am so happy with Peggy Velez, because she did my dream real, I will have my own home in this country. Thanks a lot to Peggy, and also to Omega Financial Services Inc.”

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Omega Financial Services, Inc NMLS #20169 Licensed Mortgage Banker by the NJ Department of Banking and Insurance, the PA Department of Banking and Securities, the CT Department of Banking and The New York Department of Financial Services.

NMLS# 20169

1872 Morris Avenue

Union NJ, 07083



We are pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the United States. We encourage and support an affirmative advertising and lending program in which there are no barriers to obtaining home or commercial financing because of race, color religion, sex, physical impairment, familial status, age or national origin. This information is not an advertisement to extend consumer credit. We will provide quotations in the legally required manner to each applicant. Restrictions apply, please contact any of our offices for details. Programs and rates subject to change without notice.