Omega Loan

Omega Financial Services offers a wide range of services for the unique needs or your family or business.
Our non-traditional services are flexible enough to offer you competitive rates, extensive cost savings to drive revenue and
reduced time-cycles in the overall process. We review your personal situation and identify niche programs that best suit your needs.

FHA Loan Program

  • An FHA Loan is a mortgage loan insured by the Federal Housing Administration. FHA insurance protects mortgage lenders, allowing them to offer loans with below-average interest rates, easier credit requirements, and low down payments.
  • Great option for First- Time Buyers
  • Down payments as low as 3.5%
  • Low closing costs
  • Easy credit qualifying
  • Options for seniors available
  • Streamline refinancing available

FHA 203(k) Loan

  • The FHA 203(k) Loan lets you purchase or refinance and rehabilitate a property with one loan closing. The projected rehabilitation costs are held in an escrow account and disbursed as work is completed and inspected. The loan amount is based on the lower of the projected market value following the repairs or purchase price plus renovation costs.
  • Update or modernize a property
  • Down payments as low as 3.5%
  • Allows for 1-4 units dwellings
  • Some condominiums are eligible
  • Great way to build equity fast

Jumbo Home Loan

  • A Jumbo Loan or Jumbo Mortgage, is a mortgage loan that exceeds the limit set by the Federal Housing Finance Agency. Jumbo loans cannot be secured by Fannie Mae or Freddie Mac, which makes these loans riskier for lenders.
  • Can be used for First-Time Buyer
  • Ability to exceed county loan limits
  • Finance up to $2.5 Million
  • Options for fixed- rate mortgage
  • Options for adjustable-rate mortgage
  • May not require mortgage insurance

Conventional Loan Program

  • Conventional mortgage loans are loans that are not insured by the government, instead it is available through or guaranteed by a private lender or the two government-sponsored enterprises—Fannie Mae and Freddie Mac.
  • Great for second home or investment
  • Down payments as low as 3%
  • May be able to avoid PMI
  • Options for fixed- rate mortgage
  • Options for adjustable- rate mortgage
  • Can typically borrow more than FHA

Adjustable-Rate Mortgage (ARM)

  • An Adjustable Rate Mortgage is a home loan with an interest rate that adjusts over time based on market conditions.This mortgage starts with a 30 yr term and stays fixed for a specific number of years before it begins to adjust.
  • Take advantage of fixed-rate period
  • Good for starter home or investment
  • Lower initial rates
  • Flexible fixed-rate payments
  • Options for 5/1, 7/1, 10/1 terms

VA Home Loan

  • VA Loans are loans that are backed by the Department of Veterans Affairs. These Loans are offered to qualified veterans, active-service members and their spouses or surviving spouses.
  • No down payment for purchase
  • Competitive rates
  • Options for streamline refinance
  • No private mortgage insurance
  • Options for fixed-rate available
  • Options for adjustable-rate available
  • Ability to use benefit more than once

First Responder Mortgage Program

  • Countless Americans rely on firefighters, police officers and EMTs to keep them safe in the event of an emergency. It’s important that communities and organizations give back to those who put their lives on the line to protect the general population. At Omega Financial Services, we strive to support the men and women who work in this vital line of duty.
  • Low down payments
  • 580 Credit score minimum
  • Low-interest rate
  • Easier to qualify
Leading with Experience

Leading with Experience

25 years in the business has allowed us to differentiate ourselves from our comeptitors.
Quality Services

Quality Services

Our services have helped families, businesses and investors make their dream of homeownership a reality.
Tailored Experiences

Tailored Experiences

At Omega, each experience is unique to your own finances and financial goals.
Reliable Business

Reliable Business

Our clients can count on us to help them find the best financial solutions.
Competitive Rates

Competitive Rates

Our rates are competitive, and we work with you to find the best one.
Commitment to Integrity

Commitment to Integrity

We are commited to remaining transparent and honest in the process.
Quality Staff

Quality Staff

Our team is made up of high quality professionals who are willing and able to help you.
Fast Closings

Fast Closings

Our in-house teams are working around the clock to help you close the deal.
Good Relationships

Good Relationships

We believe that fostering and maintaining good business relationships are the key to our success.

/ Omega Achievements

Fast Facts For You


Over $100 million in loans funded for residential and commercial mortgage


We’ve helped more than 500
families achieve their financial goals


We are now a big family of satisfied clients and referral business